Some of the reasons we’re #1:

Access to leading providers.

Our network includes some of New Jersey‘s leading hospitals, doctors, community health centers and facilities near you.

Members are connected to more care.

Horizon Blue Cross Blue Shield of New Jersey (BCBSNJ) has online tools and programs that connect you to more care for less.

We have plans that keep your costs low.

With Horizon BCBSNJ, you can have low copays and deductibles and an insurer that’s working to keep health care affordable in New Jersey.

You can get valuable, innovative extras.

Good health is a lot more than doctor visits and coverage. Horizon BCBSNJ has extras to keep you at your best.

We’ve covered New Jersey for more than 85 years.

Horizon BCBSNJ was designed for New Jersey, and no one has more experience specific to the state we proudly call home.

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An important choice
doesn't have to be a
difficult one.

 

Plans

New for 2019 : The new state law that requires residents of New Jersey to have health insurance beginning January 1,2019, or pay a penalty.

OMNIA Health Plans

Doctor and patient communicate during a visit to the medical facility

You’ll have affordable access to the quality doctors and hospitals, all for a competitive monthly premium. OMNIA Health Plans offer you a complete health care experience.

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 No referrals needed.

 OMNIA Customer Service Associates.

 More convenient bill-pay options.

 Money back on gym memberships.

 Exclusive discounts with Blue365®

 Streamlined member website.

 WebMD®-powered health assessment tool.

 Specialized medical care programs.

 Confidential behavioral health services.

 Comprehensive recovery support.

Advantage EPO Health Plans

Doctor and patient review services on a mobile/Ipad device: quick and easy online services 24/7

These plans offer affordable care when you use participating doctors, specialists and hospitals. (EPO stands for "Exclusive Provider Organization.") While it's not required, you're encouraged to select a Primary Care Physician(PCP) who will coordinate your care.

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Horizon Young Grins

The Horizon Young Grins dental plan emphasizes prevention and early intervention through routine oral screenings, evaluations and cosmetic orthodontia,* all to help keep those young grins healthy and looking their best.

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Horizon Family Grins

The Horizon Family Grins plan offers the same quality pediatric coverage as Horizon Young Grins, along with dental coverage for parents or guardians. Horizon Family Grins Plus adds out-of-network coverage. Each plan offers coverage for cosmetic orthodontia as well.

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Horizon Family Grins Plus

The Horizon Family Grins plan offers the same quality pediatric coverage as Horizon Young Grins, along with dental coverage for parents or guardians. Horizon Family Grins Plus adds out-of-network coverage. Each plan offers coverage for cosmetic orthodontia as well.

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Horizon Healthy Smiles

The Horizon Healthy Smiles plans include orthodontia coverage, along with an extra $1,000 benefit to help pay for services beyond preventive and diagnostic care.

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Horizon Healthy Smiles Plus

The Horizon Healthy Smiles plans include orthodontia coverage, along with an extra $1,000 benefit to help pay for services beyond preventive and diagnostic care.

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Horizon Centurion

The Horizon Centurion Plan provides on average a 30% discount on all services with no deductible or maximums, no referrals or claim forms, no exclusions and no waiting.

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Horizon Individual

The Horizon Individual plan provides 100% coverage for preventive, diagnostic and most basic services with no deductible, copayments or maximums. Coverage for major services is available at a specified coinsurance amount. Your selected primary care dentist will coordinate all your dental care, including referrals to specialists if necessary.

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Horizon Vista V

The Horizon Vista Plan V includes an annual eye exam for $10. If you need glasses, you’ll have a $100 frame allowance and clear plastic single vision, lined bifocal or trifocal lens included. In lieu of eyeglasses, you can get a $100 allowance for contact lenses.

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Horizon Panorama V

The Horizon Panorama Plan V includes an annual eye exam for $10. If you need glasses, you’ll have a $130 frame allowance and clear plastic single vision, lined bifocal or trifocal lens included. In lieu of eyeglasses, you can get a $130 allowance for contact lenses.

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Member Benefits

smiling mother and daughter

No matter which plan you choose, you can have peace of mind. All Horizon BCBSNJ health insurance plans include the following essential health benefits:

  • Outpatient services, such as diagnostic tests and minor surgeries
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Behavioral health and substance use disorder treatment
  • Prescription drugs
  • Rehabilitative services and devices

Horizon Blue App

Mobile image with display of Horizon Blue app/care and support in your hand

Now, you can use the Horizon Blue app to manage your health. It’s another way we’re helping members get what they need, when they need it.

All your benefits and functions in one app
Need quick answers about costs for in- and out-of-network services, the status of your claims or your Health Savings Account balance? The Horizon Blue app does that and more.

Everything is integrated, even 24/7 care
Get help with appointment scheduling, 24/7 health advice from a nurse, video chat with a doctor anytime, get a prescription if needed, all in the comfort of your home.

Sanitas Medical Center

Doctor and Mother share information at her sons visit to the Sanitas Medical Center

Sanitas Medical Centers are part of your community. You can expect care and services in your language and grounded in your unique culture.

You’ll get more time for your health
Sanitas doctors get to know you, earn your trust and take the time they need to explain everything to you, in Spanish or English.

Sanitas is ready when you are
You can get same-week appointments, and same-day imaging, tests, and labs with on-site facilities. Also, walk-ins are welcome for urgent care.


Qualify for financial assistance?

Call us at 1-888-425-5611 or visit our calculator to find out how much you could save.

Financial Calculator

Horizon NJ Health eligible?

You may qualify for the NJ FamilyCare program - it allows eligible families to become members of Horizon NJ Health at a very affordable price. In fact, you may not even have to pay anything!

Go To Horizon NJ Health

Are you 65 or over?

New Jersey Medicare recipients are wonderfully unique. That's why, depending on what country you live in, we offer a variety of health plan options.